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Individual risks optimally covered.

Analysis, assessment and protection from a single source – get to know our services.
Unforeseeable events occur again and again that can severely damage your greenhouse facilities. Technical problems also pose a risk to your facilities. With this module, you can be sure that your damage will be repaired as quickly and as best as possible.

Greenhouse and equipment

Natural forces, fire and other events can damage operating and commercial buildings. These often represent great values and can lead to significant losses. Individual cover is possible here.

Operating buildings

We offer comprehensive cover for plant production in greenhouses. Production that cannot take place due to damage is also insured. Our risk management supports you in your decisions.

Crops and subsequent crops

Operating facilities stored in damaged greenhouses and operating buildings (office inventory, cooling rooms) as well as goods and stocks (packaging, fertiliser, pots) are important production factors. You can also insure their loss.

Operating facilities, goods and stocks

All machines and installations that are not permanently connected to the greenhouse (such as potting machines or heaters) can also be individually insured with us.

Machines / installations

If your regular business operations are interrupted due to an insured loss event, loss of earnings is usually unavoidable. With the large-scale business interruption module, you bridge the period until regular operations are resumed and can concentrate on what is important in this situation: repairing the standstill.

Large-scale business interruption

Greenhouse and equipment

Unforeseeable events occur again and again that can severely damage your greenhouse facilities. Technical problems also pose a risk to your facilities. With this module, you can be sure that your damage will be repaired as quickly and as best as possible.

Your insurance cover against damage caused by:

Hail
Storm and natural hazards
Fire
Technics

Strong values for strong members.

Because knowledge and trust create security.

Individuality

Would you like cover that is optimally tailored to your individual situation? No problem, we accompany you from the planning to the implementation of technical solutions.

Quality

Do you expect the highest level of expertise in consulting and risk management? That is exactly what we have stood for since 1847: security “made in Germany”.

Reliability

Are you looking for a reliable partner when it counts? Unbureaucratic, fast and personal: our claims management is there for you.

Community instead of profit orientation.

Our interest is in our members.

More than 14,000 greenhouse businesses in Europe are part of our community. As a mutual insurance company, we are committed to the interests of our members and consistently focus on the needs of the horticultural industry. This is why we are the leading specialist insurer of European horticulture in the greenhouse and open field sector.

Get to know us

We keep our promises.

The most comprehensive insurance cover for horticulture.

Every year, we help members who have suffered a loss to the tune of several million euros. This reliable quality and performance is reflected in the trust of our members and the rating by independent rating agencies.

In the event of a claim, we are at your side.

Fast and unbureaucratic.

In the event of a claim, you want your insurance company to process and help you quickly and unbureaucratically.

Three things our members can rely on:

1

Personal support from a direct contact person.
2

First damage assessment within 48 hours.
3

Unbureaucratic immediate assistance, e.g. through liquidity within 7 days.

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Our Greece team is ready for you.

Humanity in focus.

Christos Mantzios

Team leader

Chrysanthi Kapsali

Risk Manager

Norbert Schulz

Representative Southern Europe

Vasiliki Matsoulia

Insurance Operations

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We look forward to meeting you.

And offer insight into our work.

Chrysanthi Kapsali works in Greece as a risk consultant. We met her at IPM Essen 2023 and she tells us a little about herself, her job at Gartenbau-Versicherung and her impressions of IPM Essen 2023.